Cost of living, health services, climate
/ weather, and lack of crime.
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I make the point we are only interested in selling our villa in
Northern Portugal in order to be able to move to the other side
of the world to be with friends and family (we lived for many years
in Asia and now a large part of our family in the UK are immigrating
to Australia). We would not consider moving if it were not for this
and certainly we can think of nowhere, family and friends aside,
we would want to live more than here. We chose our home very carefully
after a lot of research and thought. Compulsory land purchase and
rampant development in other countries made us think of Portugal,
but we liked the idea of Spanish life so we decided to have the
best of both.
Climate wise we get four distinctive seasons. From early June to
late September, it can get very hot here, 40° Celsius of a little
more. During the winter, if a low pressure system comes down through
France and then Spain, you can get down to -4° Celsius with
winds. Being on the large river, we tend to be a little cooler in
the summer and a little milder in winter than other nearby areas.
For example, when I drive from our home and it is say 3° Celsius
in winter, when I go on the road just a few Km away between Salvaterra
and Ponteareas in Spain, I expect to find freezing fog and -2°
Celsius. If it is a normal winter, there is snow on the mountains
around Melgaco. If it is a cold
winter, snow falls and lays on the mountain tops across the river
from us in Galicia (Spain).
We get through about 700 litres (about 500 or 600 Euros) of domestic
gasoline in winter (this heats the water and radiators which we
use in the mornings) plus 2 small trucks of firewood (we use this
in the fire from around 4pm onwards); a truck of oak or mixed wood
already cut for use in a fire costs 120 Euros delivered. Unless
it gets bitterly cold, the fireplace is ample for heating the middle
(main family / accommodation) floor. Many winter days are actually
sunny and around 14° Celsius; we are generally 4° or 5°
warmer than southern England. During the summer, when it is 40°
Celsius just up the road on the main road, it is around 35°
Celsius at our house because of the cooling effect of the river.
During the summer our winds normally come from the South / South
West. During Spring and Autumn, normally from the South West. The
winter can see winds from any direction. Winds from the South West
normally mean rain, but we get less than the UK. Air quality here
is exceptionally good most of the time. We are on the edge climate
wise of where you can successfully grow certain (hardier) bougainvillea
and guava outdoors.
The pace of life is much slower here but people jump to your help
when you really need them. Ask your plumber to come and service
your boiler and you will have to make several phone calls over a
couple of weeks to remind him. If you boiler breaks down, he will
drop everything and be there within half an hour. Go to the Post
Office and people will jump the queue but only to ask for a form;
old ladies will sit on the bench inside and expect to be let in
at the point they would have occupied if they had stood in line.
People are curious, and you will be aware of old ladies looking
out of their windows to see what is going on. This is so they do
not miss a passing neighbour or friend and to keep an eye on the
world; as a consequence and because of attitudes generally, crime
is virtually nonexistent. People greet each other by kissing cheeks
and they like to get to know everyone, so strangers stand out but
not in a bad way of you have just moved here.
There is a health centre in Monção, but serious cases
get referred to the public hospital's emergency department in Viana
do Costelo, an hour away. Actually the local public doctors and
hospital staff are well equipped, exceptionally dedicated and do
an amazing job, but adages regarding the Portuguese health care
system do have a good deal of truth to them. Actually, if you were
to fall seriously ill, it is an option to simply drive one minute
more and go to the health clinic in Salvaterra, which has a paramedic
service to the large public and private hospitals of the area (they
have a legal obligation to treat you, not that they consider it
just a legal duty). We are registered with the health centre in
Salvaterra and a superb full service (including emergency) private
hospital just 20 minutes away in Vigo and would use this option
in an emergency. The same for check ups, screening and general health
care needs. Porto in Portugal is another option, but this is a 50
minute drive away. We consider the Spanish health care service much
faster and more extensive (most Portuguese private medical insurance
programs cover treatment in Spain); being on the border we have
immediate access to this and so can benefit from the best of both
worlds. Portuguese residents are able to take out a health policy
with Spain's largest health care provider Sanitas
(you need to organize this with a Portuguese insurance agent as
the online application is for Spanish residents only).
When it comes to schooling, you have the option of free (if you
are legally and registered resident in Portugal) public schooling
from the age of 6, plus superb state run pre-schooling from 3 months
old if required. The local pre-school is exceptional and costs around
75 Euros per month for each child of foreign residents without special
allowances (some locals are not charged, then there is a sliding
scale up); the actual cost depends on the child's age. Classes are
limited to 25 children and have two teachers per class, often plus
one trainee / attendant. Preschool hours are 7am to 7pm and include
all meals / drinks for the children during that time; they have
a good old fashioned school canteen which prepares fresh food dishes
daily. Portugal views preschool as a service to parents to allow
them to continue to go and work, hence the low cost and hours covered.
We can not speak highly enough of this school and its staff which
both of our children go / have been to; they have frequent school
trips out and festival parades through town (like the one below).
Moncao has comprehensive public schools and now a technical college.
Private International schools exist in Galicia (Spain) approximately
40 minutes away, and in Porto, around 50 minutes drive from here.

We have a vegetable garden, fruit trees, grape vines, etc. but
it gets very "disheartening" when you can buy peas, carrots,
cabbages, potatoes, mandarins, oranges, pears, apples and other
produce in season for less than 1 Euro per kilo! Our neighbour often
stops us in citrus season to ask if we want any mandarins (for free);
they once gave us a whole lamb because we allow them to graze their
sheep on some of our land. Pork is very inexpensive here, as are
certain fish; sardines are only 1 euro a kilo in season (2 Euros
a kilo the rest of the year) and often dorado (sea bream) and the
local sea bass can be bought for 1 to 2 euros per fish. If you are
prepared to eat the same produce as the locals, you can live very
cheaply indeed. We blanch and put a lot of seasonal vegetables into
our large chest freezer not just because of cost, but because of
taste; local and our own produce is grown organically and tastes
better than packaged frozen food. We grow our own super sweet corn
for example, as the locals prefer a variety we only give to our
chickens, then blanch and freeze it. The water of the River Minho
is exceptionally clean where we are and the trout from the river
can be caught for next to nothing and taste a hundred times better
than farmed trout.
With access to several supermarkets and local open markets, we
are able source an incredible range of products not just to eat
but for the house and clothing. We tend to go to one of Vigo's hypermarkets
once a month to stock up on certain items (including English beer
at a third of the price it is in England) and look for promotions
and anything different, but we are spoilt for choice locally. Large
supermarkets in Monção include Modelo,
Feira
Nova and Coca (local supermarket). In Valenca you will find
a Lidl, Intermarche and Froiz (Spanish supermarket chain with outlet
in Portugal). Across the river / border in Spain between Salvaterra
and nearby Ponteareas is an exceptionally good Eroski
supermarket. In Vigo just as you enter the city and therefore very
conveniently located for us, we often visit Alcampo
Hypermarket. Moncao market is every thursday (normally) and
the alrger market at Valenca on wednesdays. Ponteareas Spain has
an excellent market (especially for cured hams and breads / cakes)
every other Saturday. The fish market and butchers which form part
of Moncao market are open most days. Bread and fish can be delivered
to your door / gate early each morning; our family gets a large
wholemeal long loaf, 4 rolls and a baguette 5 days a week delivered
for 21 Euros a month.
We can chose between Portugal and Spain as to what we buy for a
large number of goods and services, including petrol / diesel and
domestic heating oil. About the only thing we have to buy in Portugal
are cars, which have to be licensed here as we are residents of
Portugal. If you bring a car from another country to Portugal, you
can only use it for 6 months before you have to register it here.
At the moment, cars are much more expensive in Portugal than in
Spain because of a luxury tax. Because the Portuguese people are
notorious tax cheats (everybody, but everybody it seems cheats on
tax if and when they can), the government desperate to collect taxes
to pay for public services slapped a luxury tax on things like cars
and TV's. TV's are no problem, as you can buy them in Spain and
use them in Portugal under EU law. But cars are different as they
have to be registered in Portugal and the Portuguese use bureaucracy
and high processing fees to prevent people buying cars in Spain
at a lower cost and using them in Portugal. The EU has already declared
the Portuguese system illegal, a de facto / hidden tax, and are
now suing the Portuguese state into compliance. This is not as dramatic
as it might first seem, but basically Portugal has around until
mid-2010 to get tax revenues elsewhere (enforce income and regular
sales tax), before it will have to tax cars at the same rate as
Spain. The best interim legal solution would perhaps be for a contract
hire agreement on an ex-demonstrator vehicle or to buy a second
hand car.
We cook mostly using propane gas (replacement cylinders) which
are delivered to our house for 18 to 19 Euros each per 11 Kg tank
(11Kg being the weight of the propane not including the tank); I
think we use around one tank a month or just longer. Mains water
costs us 55 Euros per quarter (3 months), except when we fill our
large swimming pool up in late May / early June (costs about 25
Euros extra). Our rates / land tax / house tax / council tax costs
us 316 Euros per year. Our electricity bill during the summer (highest
cost period as we use air conditioning and certainly use pool plus
irrigation motors) is 175 Euros per month. Although
the basic minimum wage for Portugal is lower (EU
minimum wage levels), 5 Euros per hour is what most people here
work for; our hard working gardener comes in 2 days (normally 4
mornings) a week and we also have a housekeeper. If you employ someone
full time, you will need to pay National Insurance (about 9%) and
holiday pay - In both Portugal and Spain this works on the basis
full time workers get 14 months salary per year plus around 3 weeks
actual holiday time off (plus public holidays); part time workers
are paid for the time they perform with no social security payment.
The local contract gardening company quoted us 300 Euros per month
to maintain our grounds, but we get much better value and more from
our part-time gardener.
A list of typical items' costs
Lean beef noveau - 5.90 Euros per kilo
Fresh tuna steaks - 5 Euros per kilo
Generic Dutch and German lager beer - 24 cents (0.24 Euros) per
small can
Rioja and other quality red wines - 1.5 to 2 Euros per bottle
Borba Alentejo and other quality white wines - 1 to 1.5 Euros per
bottle
Spanish Cava (Champagne) - 3 Euros per bottle
1250gm Tin of dog food - 0.99 to 1.04 Euros (there are cheaper but
our dogs like 3 particular types)
20 Kg bag dry dog food - 7 Euros to 14 Euros
Bananas (1 Kg) - 1 Euro
Large Pineapple - under 1 Euro
Pears, Apples and Oranges (in season) per Kg - 0.80 Euros
Bag of salad mix - 1 Euro
Advocados (in season) - 1.5 Euros per Kg
Atlantic Sardines / Mussels - 1 to 2 Euros per Kg (depending on
time of year)
Quality trousers for child - 3 to 5 Euros (local market or supermarket
special)
Large adult leather / suede coat - 50 to 80 Euros
Pair quality leather adult shoes / boots - 10 to 40 Euros
2 Meter high barestock apple tree - 3.5 Euros
Fresh plaice (fish) - 4 Euros per Kg
Potatoes - 20 centimos (0.20 Euros) per Kg
Tin of sardines in tomatoe sauce - 40 cents (0.40 Euros)
Fresh whole corn fed (semi-free range) chicken - 7 Euros
200gm Pack of ham - 1.5 Euros
Ham / chicken sliced at the deli - 6 Euros per kilo
4 Pack Bio digestive fruit yoghurt - 95 centimos (0.95 Euros)
Bottle branded scoth whisky - 8 Euros
Whisky cream liquer (generic Baileys) - 4 Euros
Large bag potatoe crisps (cooked in olive oil) - 1 Euro
Iceburg lettuce - 75 centimos (0.75 Euros)
5 Litres best Potuguese spring water - 90 centimos (0.90 Euros)
20 Litre bag of potting compost - 2 Euros
1.5 Litre carton of quality supermarket ice tea - 50 centimos (0.50
Euros)
For eating out, see our Monção / Valença / Melgaço
and Salvaterra do Miño / Porriño
pages.
The whole Costa Verde region is famous for two wines; Vino Verde
(literally "green wine" although it is not green, but
either purple red "tinto" or white "blanco"
- the "green" means "young") and Alvarinho (Portugal)
/ Albariño (Galicia Spain), suspected to be from and similar
to the Riesling grape variety, which is the prestigious wine of
the area with a considerable following in France. Men rarely if
ever drink white wines in public here, except at special occasions
for a toast with Champagne (or more likely Portuguese Spumante or
Spanish Cava). Vino Verde tinto is actually traditionally and normally
drunk from ceramic bowls, attesting to the humble traditional past
of this area when glassware was only used by the affluent. Actually,
red Vino Verde is actually normally chilled for a short while before
serving, which makes it a good summer drink with a BBQ. If you ever
cook chicken with Vino Verde Tinto, it turns the chicken breast
meat purple!
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